Group Life Insurance and Accidental Death & Dismemberment (AD&D)
Basic Life Insurance
NYSC provides basic life insurance and accidental death and dismemberment insurance to you at no cost. These plans help you provide for your family's security in the event that you die or become dismembered during active employment. Eligible employees are covered at 1 times your basic annual earnings, up to a maximum of $25,000.
Supplemental Life Insurance
Employee
Eligible employees have the option to purchase additional life insurance in $10,000 increments up to $100,000. Cost per $10,000 is determined by an employee's age. If you elect 3x greater than your salary you will be required to complete an evidence of insurability form.
Spouse
If supplemental life is elected for yourself as the employee, you may elect coverage for your spouse as well. Coverage may be elected in increments of $5,000 up to $100,000, but not to exceed 100% of employee amount. Anything elected over $25,000 will need an evidence of insurability form completed.
Child
If supplemental life is elected for yourself as the employee, you may elect coverage for your child as well. It is a flat $10,000 benefit selection.
Beneficiary Reminder
Make sure that you have named a beneficiary for your life insurance benefit. It's important to know that many states require that a spouse be named as the beneficiary unless they sign a waiver.
Supplemental Life Insurance Pricing
MetLife Beneficiary Designation Form
Portability and Conversion Brochure
Plan Contact Information:
MetLife Member Services: 800-638-6420